How We Handle Your Data
This Privacy Policy applies when you use the site from India, create an account, or send us account, device, or payment details. We collect only what we need to verify identity, process activity, keep records, and answer privacy requests. That can include login timestamps, browser or
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device markers, support chat logs, and reference details tied to UPI, Paytm, or PhonePe. Some cookies keep sessions active and help us remember language or device choices; others help us spot unusual access and repeated failed logins. If you open from Kolkata or another Indian city,
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the same handling rules apply wherever local law permits access. We keep records for the period needed for security, disputes, and legal duties, then delete or anonymise them when retention ends.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.